The UK Government has put a charter in place to aid SMEs in getting paid by big businesses and government agencies. However, there is a lack of support for SME to SME or business to consumer debt. The Government stimulus has given a distorted view of business performance since the start of the pandemic.

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SMEs and the funding gap. One of the biggest problems facing SMEs today is the lack of consistent and contextualised funding options for small businesses. Many SMEs and sole traders find themselves grinding to a complete stop in their development due to cash flow and funding issues.