--- title: tomato pay blog | Lisa Leid (4) description: Head of Communications at tomato pay (4) image: https://blog.tomatopay.co.uk/hubfs/images/tomatopay-logo.png --- tomato pay blog | Lisa Leid (4) We use cookies to deliver our services. By using our website, you agree to the use of cookies as described in our [privacy policy](https://blog.tomatopay.co.uklegal/privacy_policy). 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Announcements Economy and Ecosystem Opinion Profiles and Interviews Working at tomato pay Product Understanding Fintech Five-Minute Finance ###### [Announcements October highlights at tomato pay Sep 17, 2019 9:00:00 AM This October, we will be flying around the world to attend some world-class events focused on all things fintech.](https://blog.tomatopay.co.uk/october-highlights-at-tomato-pay) ###### [Announcements September highlights at tomato pay Sep 17, 2019 9:00:00 AM The next few months are filled with speaking engagements and events for the tomato pay team! We are very happy to announce that we will be speaking at the following events.](https://blog.tomatopay.co.uk/september-highlights-at-tomato-pay) ###### [Announcements Save the date! Join Beam, tomato pay, and Deloitte for a night of debate, discussion and drinks Sep 17, 2019 9:00:00 AM On the 29th of October, we will be hosting, in partnership with Deloitte and Beam, a night of debate, discussion and drinks. (Previous event seen in the photo above.)](https://blog.tomatopay.co.uk/save-the-date) ###### [Announcements tomato pay selected to join Tech Nation fintech cohort Sep 5, 2019 9:00:00 AM](https://blog.tomatopay.co.uk/tomato-pay-selected-to-join-tech-nation-fintech-cohort) ###### [Announcements tomato pay heads to Australia Aug 29, 2019 9:00:00 AM Following the success of our participation in the DIT fintech trip to Australia in 2018, and the ensuing traction we got from the market, we decided to finally bite the bullet and export out to Australia.](https://blog.tomatopay.co.uk/tomato-pay-heads-to-australia) ###### [Economy and Ecosystem Why small businesses continue to struggle financially Aug 16, 2019 4:07:00 PM Despite cultural and economic differences, small businesses from all over the world face similar challenges and share the same concerns, ranging from uncertainty about future cash flow to accessing affordable finance.](https://blog.tomatopay.co.uk/why-small-businesses-continue-to-struggle-financially) ###### [Economy and Ecosystem The changing face of finance: Facebook's Libra Aug 2, 2019 5:32:00 PM Everyone has an opinion on millennials. It’s the generation everyone loves to hate.](https://blog.tomatopay.co.uk/the-changing-face-of-finance-facebooks-libra) ###### [Announcements The Deloitte fintech webinar featuring tomato pay Jul 15, 2019 9:00:00 AM Deloitte has always been one of our biggest supporters, and they continue to lead the way in investing and nurturing disruptive fintechs changing the financial landscape for the better.](https://blog.tomatopay.co.uk/deloitte-fintech-webinar) ###### [Working at tomato pay Our first internal hackathon, and the winner is ... Jul 1, 2019 5:07:00 PM The team at tomato pay (formerly known as Fractal) are all here to work towards one mission - to make a positive, global impact by creating a new, inclusive, financial ecosystem.](https://blog.tomatopay.co.uk/our-first-internal-hackathon-and-the-winner-is) ###### [Opinion What we learnt from ICML 2019 Jun 17, 2019 5:38:00 PM Machine learning is a strategic asset for Fractal. It is at the heart of our predictive models which enables our platform to give a small business timely insights into its forecasted expenditure and better financial product recommendations.](https://blog.tomatopay.co.uk/what-we-learnt-from-icml-2019) ###### [Opinion Three key takeaways from London Tech Week Jun 14, 2019 4:41:00 PM London is a city like no other. Its attitude towards positive change through open collaboration heavily contributes to its status as a global hub for finance and technology.](https://blog.tomatopay.co.uk/three-key-takeaways-from-london-tech-week) ###### [Profiles and Interviews Women in tech: Viola Llewellyn, "This ecosystem wasn't built for me" May 8, 2019 12:00:00 PM Throughout time, women have had to overcome and fight many injustices stemming from societal perceptions of gender. Although there have been improvements over the past few centuries in the public, private and social sectors, we’re still a long way off from being a gender-balanced society.](https://blog.tomatopay.co.uk/women-in-tech-viola-llewellyn) ###### [Announcements tomato pay accepted into cohort 5 of the FCA's regulatory sandbox Apr 30, 2019 9:00:00 AM tomato pay (formerly known as Fractal) is part of cohort 5 of the FCA Regulatory Sandbox We are pleased to announce that we have been accepted into cohort 5 of the FCA Regulatory Sandbox to further test our innovative solution for financial institutions and their small business clients.](https://blog.tomatopay.co.uk/fractal-accepted-into-cohort-5-of-the-fcas-regulatory-sandbox) ###### [Announcements We are excited to announce that we have received investment from Deloitte Apr 28, 2019 4:15:00 PM We are excited to announce that Deloitte has invested in the tomato pay team to help us further our mission to revolutionise the financial services experience small businesses get today.](https://blog.tomatopay.co.uk/we-are-excited-to-announce-that-deloitte-has-invested-in-the-fractal-team) ###### [Announcements tomato pay to speak at the Open Banking World Congress this May Apr 28, 2019 9:00:00 AM tomato pay is attending the Open Banking World Congress 2019 We’re excited to be speaking alongside Jonathan Holman, Santander’s Transformation Director, at the highly-anticipated Open Banking World Congress in two weeks (7th-8th May). Throughout our discussion, we will show, first-hand, the challenges real small businesses face and how we are fixing the banking experience for them through artificial intelligence, machine learning and APIs. We will talk about the current models and user experiences big tech companies use - for example, Netflix's 'the next show to watch' model and Amazon's 'the next product to buy' model, and how that can be implemented within the finance industry to give small businesses a better, more personalised banking experience. Event organiser and host, Marie Walker, hopes that leaders within the finance and technology industry will accelerate new finance propositions and business models to deliver real value to the finance ecosystem at this year’s Open Banking World Congress. Watch tomato pay CEO and Co-founder, Nicholas Heller, and Santander Transformation Director, Jonathan Holman speak at what sets to be a fascinating event on the 8th May at 2.05pm at Houndsditch, London. You can also see our previous thoughts on Open Banking in our previous blog here.](https://blog.tomatopay.co.uk/fractal-at-open-banking-world-congress) - [1](https://blog.tomatopay.co.uk/author/lisa-leid/page/1) - [2](https://blog.tomatopay.co.uk/author/lisa-leid/page/2) - [3](https://blog.tomatopay.co.uk/author/lisa-leid/page/3) - 4 - [5](https://blog.tomatopay.co.uk/author/lisa-leid/page/5) ## Subscribe to our newsletter For content and product updates leave your email and subscribe [![tomato pay](https://blog.tomatopay.co.uk/hubfs/images/tp-footer-logo.svg)](https://www.tomatopay.co.uk) ##### Business - [Business App](https://www.tomatopay.co.uk) - [Business Guide](https://www.tomatopay.co.uk/guide) - [Security](https://www.tomatopay.co.uk/security) - [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) - [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) ##### Enterprise - [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) - [API Platform](https://www.tomatopay.co.uk/platform) - [API Docs](https://docs.tomatopay.co.uk/) - [API Status](https://www.api.expert/industry/openbankingukproduction) - [Let's talk](https://www.tomatopay.co.uk/contact) ##### Who are we? - [About us](https://www.tomatopay.co.uk/about-us) - [Careers](https://www.tomatopay.co.uk/careers) - [Blog](https://blog.tomatopay.co.uk) - [Newsroom](https://www.tomatopay.co.uk/newsroom) ##### More Information - [Help Centre](https://help.tomatopay.co.uk/en/) - [Consumer Waitlist](https://www.tomatopay.co.uk/sign-up) --- ##### Follow us: [Privacy Policy](https://www.tomatopay.co.uk/legal/privacy_policy) | [AIS Terms of Use](https://www.tomatopay.co.uk/ais_terms_of_use) | [PIS Terms of Use](https://www.tomatopay.co.uk/pis_terms_of_use) Email: [info@tomatopay.co.uk](mailto:info@tomatopay.co.uk) Job enquiries: [jobs@tomatopay.co.uk](mailto:jobs@tomatopay.co.uk) Address: 2 Underwood Row, London, N1 7LQ Copyright © 2026 tomato pay. 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