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Accept [![Tomato Logo](https://blog.tomatopay.co.uk/hubfs/images/tomatopay-logo.png)](https://www.tomatopay.co.uk) Menu [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) - Business ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Business App](https://www.tomatopay.co.uk) [Security](https://www.tomatopay.co.uk/security) [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) - Enterprise ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) [API Platform](https://www.tomatopay.co.uk/platform) [API Docs](https://docs.tomatopay.co.uk/) [API Status](https://www.api.expert/industry/openbankingukproduction) [Case Study - Santander](https://www.tomatopay.co.uk/cashflow-manager-by-santander-tomatopay/) [Case Study - SMART](https://www.tomatopay.co.uk/smart) [Case Study - Charity](https://www.tomatopay.co.uk/charity-partner-lune) [Let's Talk](https://www.tomatopay.co.uk/contact) - Media ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Blog](https://blog.tomatopay.co.uk) [Newsroom](https://www.tomatopay.co.uk/newsroom) - [Help Centre](https://help.tomatopay.co.uk/en/) - [Consumer Waitlist](https://www.tomatopay.co.uk/consumer) - [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) [Consumer Waitlist](https://www.tomatopay.co.uk/consumer) [Security](https://www.tomatopay.co.uk/security) [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) [APIs](https://www.tomatopay.co.uk/platform) [API Docs](https://docs.tomatopay.co.uk/) [Blog](https://blog.tomatopay.co.uk) [Newsroom](https://www.tomatopay.co.uk/newsroom) [Help Centre](https://help.tomatopay.co.uk/en/) [About](https://www.tomatopay.co.uk/about-us) [Let's Talk](https://www.tomatopay.co.uk/contact) ## tomato pay blog [All](https://blog.tomatopay.co.uk)   | Filter Category... Announcements Economy and Ecosystem Opinion Profiles and Interviews Working at tomato pay Product Understanding Fintech Five-Minute Finance ###### [Announcements tomato pay & itsettled Partner to Take On the Working Capital Challenge Oct 18, 2021 12:00:00 PM The UK Government has put a charter in place to aid SMEs in getting paid by big businesses and government agencies. However, there is a lack of support for SME to SME or business to consumer debt. The Government stimulus has given a distorted view of business performance since the start of the pandemic.](https://blog.tomatopay.co.uk/tomato-pay-itsettled-partner-to-take-on-the-working-capital-challenge) ###### [Announcements tomato pay smart invoices featured in: London Business News, Retail Times, Retail Technology Innovation Hub, and The Fintech Times among others Oct 14, 2021 12:00:00 PM London Business News P2P Finance News The Fintech Times Retail Tech Innovation Hub Retail Times](https://blog.tomatopay.co.uk/tomato-pay-smart-invoices-featured-in-london-business-news-retail-times-retail-technology-innovation-hub-and-the-fintech-times-among-others) ###### [Economy and Ecosystem Dunning-Kruger effect and journey of a Software engineer Sep 29, 2021 12:00:00 PM Let’s start with a brief definition The Dunning-Kruger effect is the phenomenon whereby people with little knowledge tend to overestimate their abilities, precisely because they ignore how much knowledge is necessary to master them.](https://blog.tomatopay.co.uk/dunning-kruger-effect-and-journey-of-a-software-engineer) ###### [Economy and Ecosystem SMEs - it’s time to do some better business Sep 10, 2021 12:00:00 PM Part 1: It’s time for change When my electrician comes to my house to install a new light fitting, he writes the job spec on a notepad by hand, he writes it up on a computer at night, after doing the day job, and emails me a quote. We agree with the quote and schedule the work when communicating via email and whatsapp. Then he sends me an invoice, written up on MS Word, after the job is completed, via email, when he has time to get round to it. Using his sort-code and account number included within the word doc, I manually set up a beneficiary with my bank online, or on app, and approve the payment.](https://blog.tomatopay.co.uk/smes-its-time-to-do-some-better-business) ###### [Economy and Ecosystem Open Banking and the endemic funding problem currently facing SMEs Aug 31, 2021 12:00:00 PM SMEs and the funding gap. One of the biggest problems facing SMEs today is the lack of consistent and contextualised funding options for small businesses. Many SMEs and sole traders find themselves grinding to a complete stop in their development due to cash flow and funding issues.](https://blog.tomatopay.co.uk/open-banking-and-the-endemic-funding-problem-currently-facing-smes) ###### [Announcements tomato pay partners with APImetrics Jul 14, 2021 1:40:49 PM We are proud to announce tomato pay's partnership with APImetrics, a leading provider of monitoring for hard-to-monitor production APIs in regulated sectors like finance, with clients at major banks, telcos, and IT companies, to launch the first independent production monitoring dashboard for Open Banking APIs.](https://blog.tomatopay.co.uk/tomato-pay-partners-with-apimetrics) ###### [Announcements tomato pay features in Good Housekeeping, Finextra and Fintech Future amongst others Jul 1, 2021 12:07:19 PM Coinciding with our launch, we're pleased to see the traction tomato pay is receiving in the market and in the press.](https://blog.tomatopay.co.uk/tomato-pay-features-in-national-press) ###### [Announcements We're live! tomato pay launches payments app Jul 1, 2021 11:54:47 AM We've launched! Our payments app is now live on the App Store and Google Play. Plus we were featured in the national and trade press (which you can see here) on the topic of tomato pay, how we're helping communities and why QR codes is the new face of alternative payments.](https://blog.tomatopay.co.uk/tomato-pay-launches-payments-app) ###### [Economy and Ecosystem The payments revolution is already underway Jun 23, 2021 6:15:20 PM ‘Cash is king’ is a well-known adage; looking at this statement, quite literally, it may be safe to say that this is not the case anymore.](https://blog.tomatopay.co.uk/the-payments-revolution-is-already-underway) ###### [Economy and Ecosystem tomato pay features in Global Banking and Finance Review: QR Codes - The New Face of Alternative Payments Jun 22, 2021 4:00:31 PM This op-ed originally featured in Global Banking and Finance Review.](https://blog.tomatopay.co.uk/tomato-pay-features-in-global-banking-and-finance-review-qr-codes-the-new-face-of-alternative-payments) ###### [Announcements tomato pay features in Metro Newspaper! Jun 14, 2021 2:57:00 PM We were thrilled to be featured in Metro newspaper last week thanks to a great write-up by Rosie Murray-West.](https://blog.tomatopay.co.uk/tomato-pay-features-in-metro-newspaper) ###### [Announcements tomato pay, Deloitte and Xero paper - Fintech and Marketplaces: fuelling small business growth Apr 21, 2021 7:30:00 AM We were thrilled to take part in such a well-thought out piece on marketplaces, and a fintech's place in such an exciting, dynamic ecosystem.](https://blog.tomatopay.co.uk/tomato-pay-deloitte-and-xero-paper-fintech-and-marketplaces-fuelling-small-business-growth) ###### [Announcements From Fractal to tomato pay: welcome to the world tomato pay! Apr 21, 2021 7:14:52 AM Supporting the ever-changing SME landscape requires willingness to change too.](https://blog.tomatopay.co.uk/fractal-rebrands-to-tomato-pay) ###### [Working at tomato pay tomato pay's Anna features in Authority Magazine Apr 19, 2021 8:23:00 AM Our very own Anna Tsyupko spoke to Authority Magazine's Parveen Panwar on five things she wish someone had told her before becoming a c-suite executive.](https://blog.tomatopay.co.uk/5-things-i-wish-someone-told-me-before-i-became-a-c-suite-executive) ###### [Announcements tomato pay event: different is the new normal Apr 7, 2021 5:00:00 PM On Wednesday 7th April, the tomato pay team had a great time hosting an event alongside our charity for the event, We Create Space on the meaning of self-care as an entrepreneur and business owner.](https://blog.tomatopay.co.uk/different-is-the-new-normal-event-round-up) - 1 - [2](https://blog.tomatopay.co.uk/page/2) - [3](https://blog.tomatopay.co.uk/page/3) - [4](https://blog.tomatopay.co.uk/page/4) - [5](https://blog.tomatopay.co.uk/page/5) ## Subscribe to our newsletter For content and product updates leave your email and subscribe [![tomato pay](https://blog.tomatopay.co.uk/hubfs/images/tp-footer-logo.svg)](https://www.tomatopay.co.uk) ##### Business - [Business App](https://www.tomatopay.co.uk) - [Business Guide](https://www.tomatopay.co.uk/guide) - [Security](https://www.tomatopay.co.uk/security) - [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) - [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) ##### Enterprise - [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) - [API Platform](https://www.tomatopay.co.uk/platform) - [API Docs](https://docs.tomatopay.co.uk/) - [API Status](https://www.api.expert/industry/openbankingukproduction) - [Let's talk](https://www.tomatopay.co.uk/contact) ##### Who are we? - [About us](https://www.tomatopay.co.uk/about-us) - [Careers](https://www.tomatopay.co.uk/careers) - [Blog](https://blog.tomatopay.co.uk) - [Newsroom](https://www.tomatopay.co.uk/newsroom) ##### More Information - [Help Centre](https://help.tomatopay.co.uk/en/) - [Consumer Waitlist](https://www.tomatopay.co.uk/sign-up) --- ##### Follow us: [Privacy Policy](https://www.tomatopay.co.uk/legal/privacy_policy) | [AIS Terms of Use](https://www.tomatopay.co.uk/ais_terms_of_use) | [PIS Terms of Use](https://www.tomatopay.co.uk/pis_terms_of_use) Email: [info@tomatopay.co.uk](mailto:info@tomatopay.co.uk) Job enquiries: [jobs@tomatopay.co.uk](mailto:jobs@tomatopay.co.uk) Address: 2 Underwood Row, London, N1 7LQ Copyright © 2026 tomato pay. 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