--- title: tomato pay showcasing at the Global SME Finance Forum description: tomato pay (formerly Fractal) CEO and co-founder Nicholas Heller will be giving his thoughts on how SMEs have been impacted by the pandemic. image: https://blog.tomatopay.co.uk/hubfs/Imported_Blog_Media/Global%20SME%20Finance%20Forum.png --- tomato pay showcasing at the Global SME Finance Forum We use cookies to deliver our services. By using our website, you agree to the use of cookies as described in our [privacy policy](https://blog.tomatopay.co.uklegal/privacy_policy). Accept [![Tomato Logo](https://blog.tomatopay.co.uk/hubfs/images/tomatopay-logo.png)](https://www.tomatopay.co.uk) Menu [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) - Business ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Business App](https://www.tomatopay.co.uk) [Security](https://www.tomatopay.co.uk/security) [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) - Enterprise ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) [API Platform](https://www.tomatopay.co.uk/platform) [API Docs](https://docs.tomatopay.co.uk/) [API Status](https://www.api.expert/industry/openbankingukproduction) [Case Study - Santander](https://www.tomatopay.co.uk/cashflow-manager-by-santander-tomatopay/) [Case Study - SMART](https://www.tomatopay.co.uk/smart) [Case Study - Charity](https://www.tomatopay.co.uk/charity-partner-lune) [Let's Talk](https://www.tomatopay.co.uk/contact) - Media ![](https://blog.tomatopay.co.uk/hubfs/images/icon-chevron.png) [Blog](https://blog.tomatopay.co.uk) [Newsroom](https://www.tomatopay.co.uk/newsroom) - [Help Centre](https://help.tomatopay.co.uk/en/) - [Consumer Waitlist](https://www.tomatopay.co.uk/consumer) - [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) [Consumer Waitlist](https://www.tomatopay.co.uk/consumer) [Security](https://www.tomatopay.co.uk/security) [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) [APIs](https://www.tomatopay.co.uk/platform) [API Docs](https://docs.tomatopay.co.uk/) [Blog](https://blog.tomatopay.co.uk) [Newsroom](https://www.tomatopay.co.uk/newsroom) [Help Centre](https://help.tomatopay.co.uk/en/) [About](https://www.tomatopay.co.uk/about-us) [Let's Talk](https://www.tomatopay.co.uk/contact) ## tomato pay showcasing at the Global SME Finance Forum ![Fractal showcasing at the Global SME Finance Forum](https://blog.tomatopay.co.uk/hubfs/Imported_Blog_Media/Global%20SME%20Finance%20Forum.png) tomato pay (formerly Fractal) CEO and co-founder Nicholas Heller will be giving his thoughts on how SMEs have been impacted by the pandemic, how women-owned businesses in particular have been impacted by the crisis, tomato pay's concerns around SME financing, what gives us hope about SME financing over the next decade, and our experiences with the SME Finance Forum. Join us, global financial institutions, policy makers and fintechs on the 26th - 28th October for the three day event. SME Finance Forum works to expand access to finance for small and medium businesses. The Forum operates a global membership network that brings together financial institutions, technology companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs. # To attend the Global SME Finance Forum conference you can simply register on their website [here](https://www.smefinanceforum.org/post/global-sme-finance-forum-2020). --- Community has never been as important as it is today, and watching the business and sole trader community struggle throughout the past year has spurred us on to take a more community-led approach to our business. tomato pay is a simple, QR-code based payments and invoice app powered by Open Banking and built on our tomato pay API platform which offers both AIS and PIS capabilities. Businesses and sole traders can benefit from our low-cost QR-code payments solution with no hidden fees, which saves them money compared to their current payment systems, gives them instant access to their money as cash settlement happens almost immediately, and access to all of their bank accounts in one place. Businesses and sole traders can benefit from our quick and easy invoice solution. Invoices can be created within the app, with the option to give discounts and late penalties (pre-built into the app using gamification and behavioural science) and send nudges to remind customers and clients to pay. Plus, as you connect your bank account, payments are embedded within the app - so no need to give your bank details, and receive money owed instantly into your account. Everyone can support their local communities thrive by paying their neighbourhood businesses in a cashless, hassle-free way. Join the [waitlist](https://www.tomatopay.co.uk/sign-up). ![Lisa Leid](https://blog.tomatopay.co.uk/hs-fs/hubfs/WhatsApp%20Image%202019-08-22%20at%2009.47.34.jpeg?width=50&name=WhatsApp%20Image%202019-08-22%20at%2009.47.34.jpeg) Lisa Leid Head of Communications at tomato pay Oct 22, 2020 9:00:00 AM ##### Continue reading [![tomato pay](https://blog.tomatopay.co.uk/hubfs/images/tp-footer-logo.svg)](https://www.tomatopay.co.uk) ##### Want all the latest news and updates from tomato pay? Subscribe to our newsletter! ##### Business - [Business App](https://www.tomatopay.co.uk) - [Business Guide](https://www.tomatopay.co.uk/guide) - [Security](https://www.tomatopay.co.uk/security) - [Pricing](https://www.tomatopay.co.uk/#subscription-pricing) - [Get Started](http://tomatopay.app.link/W0BW7m9cuhb) ##### Enterprise - [Partner Ecosystem](https://www.tomatopay.co.uk/ecosystem) - [API Platform](https://www.tomatopay.co.uk/platform) - [API Docs](https://docs.tomatopay.co.uk/) - [API Status](https://www.api.expert/industry/openbankingukproduction) - [Let's talk](https://www.tomatopay.co.uk/contact) ##### Who are we? - [About us](https://www.tomatopay.co.uk/about-us) - [Careers](https://www.tomatopay.co.uk/careers) - [Blog](https://blog.tomatopay.co.uk) - [Newsroom](https://www.tomatopay.co.uk/newsroom) ##### More Information - [Help Centre](https://help.tomatopay.co.uk/en/) - [Consumer Waitlist](https://www.tomatopay.co.uk/sign-up) --- ##### Follow us: [Privacy Policy](https://www.tomatopay.co.uk/legal/privacy_policy) | [AIS Terms of Use](https://www.tomatopay.co.uk/ais_terms_of_use) | [PIS Terms of Use](https://www.tomatopay.co.uk/pis_terms_of_use) Email: [info@tomatopay.co.uk](mailto:info@tomatopay.co.uk) Job enquiries: [jobs@tomatopay.co.uk](mailto:jobs@tomatopay.co.uk) Address: 2 Underwood Row, London, N1 7LQ Copyright © 2026 tomato pay. All rights reserved. tomato pay is a brand owned and operated by Fractal Labs Ltd. Fractal Labs Ltd is authorised by the Financial Conduct Authority (FRN 813019). Fractal Labs Ltd is registered with the Information Commissioner's Office.